Terms & Conditions

Acceptance of Terms

By accessing or using this website, https://theinsurancegroup.co, you agree to be bound by these Terms and Conditions.

If you do not agree with these Terms, you should discontinue use of the website immediately.

Website Purpose

This website is provided for informational purposes and to facilitate requests for insurance quotes, consultations, policy information, and related services.

Nothing on this website constitutes a binding offer of insurance coverage.

All insurance products are subject to underwriting review, carrier approval, eligibility requirements, and applicable regulations.

No Professional Advice

Information presented on this website is for general informational purposes only.

Nothing on this website should be interpreted as legal, financial, tax, accounting, or insurance advice.

Users should consult licensed professionals regarding their specific circumstances.

Insurance Quote Disclaimer

Any quote, estimate, premium indication, or coverage information provided through the website or by representatives of D&E Insurance Group:

• Is subject to verification
• Is based on information provided by the applicant
• May change following underwriting review
• Does not guarantee policy issuance

Insurance coverage becomes effective only after approval by the insurance carrier and payment of required premiums.

User Responsibilities

You agree that you will:

• Provide truthful and accurate information
• Use the website lawfully
• Not interfere with website functionality or security
• Not submit fraudulent information
• Not attempt unauthorized access to systems or data

We reserve the right to deny access to users who violate these Terms.

Intellectual Property

All content on this website, including:

• Text
• Graphics
• Logos
• Designs
• Images
• Videos
• Website layout
• Software and code

is the property of D&E Insurance Group or its licensors and is protected by copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, distributed, modified, republished, or transmitted without prior written permission.

Third-Party Services and Links

This website may contain links to third-party websites, insurance carriers, service providers, or external resources.

D&E Insurance Group does not control or endorse third-party content and is not responsible for:

• Website content
• Security practices
• Privacy policies
• Products or services offered

Use of third-party websites is at your own risk.

Disclaimer of Warranties

This website is provided on an "AS IS" and "AS AVAILABLE" basis.

D&E Insurance Group makes no warranties regarding:

• Website availability
• Accuracy of content
• Continuous operation
• Error-free performance
• Security from viruses or harmful code

All warranties, express or implied, are disclaimed to the fullest extent permitted by law.

Limitation of Liability

To the fullest extent permitted by law, D&E Insurance Group shall not be liable for any:

• Direct damages
• Indirect damages
• Incidental damages
• Special damages
• Consequential damages
• Loss of profits
• Loss of business opportunities

arising from:

• Use of this website
• Inability to access the website
• Reliance upon website content
• Technical failures or interruptions

Indemnification

You agree to defend, indemnify, and hold harmless D&E Insurance Group, its officers, employees, agents, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from:

• Your use of the website
• Violation of these Terms
• Violation of applicable laws or regulations

Governing Law

These Terms and Conditions shall be governed by and interpreted under the laws of the State of Florida, without regard to conflict of law principles.

Any legal action arising from these Terms shall be brought exclusively in a court of competent jurisdiction located within the State of Florida.

Changes to Terms

D&E Insurance Group reserves the right to modify these Terms and Conditions at any time.

Continued use of the website following changes constitutes acceptance of the revised Terms.

Contact Information