What is Jewelry Insurance?
Jewelry insurance is a specialized policy that provides comprehensive protection for valuable items like engagement rings, watches, necklaces, and other fine jewelry. While your homeowners policy may offer some limited coverage, it often comes with low limits and may not cover a wide range of risks. A dedicated policy ensures your most cherished pieces are protected against loss, theft, damage, and even mysterious disappearance.
What Does Jewelry Insurance Cover?
A standalone jewelry policy offers broader protection than a standard homeowners policy, often including:
Accidental Loss
Provides coverage if your jewelry is simply lost. This can include anything from losing a ring at the beach to an earring falling out.
Theft
Covers the full appraised value of your jewelry if it is stolen, whether from your home or while you are traveling.
Damage
Pays for repairs if your jewelry is accidentally damaged, such as a stone falling out of its setting or a clasp breaking.
Mysterious Disappearance
Protects you in situations where your jewelry vanishes without a clear explanation of how it happened.
Why Choose D&E for Jewelry Insurance
Specialized protection from an agency that understands the value of your precious items.
Florida Expertise
Superior Service
Jewelry Items We Cover
We offer specialized insurance for a wide range of precious jewelry items.