What Does Boat Insurance Cover?
Comprehensive boat insurance protects your vessel, equipment, and liability exposure. Here are the essential coverage components.
Hull Coverage
Protects your boat's physical structure, including the hull, deck, and permanently attached equipment.
Personal Property
Covers your personal belongings on board like fishing equipment, electronics, and safety gear.
Liability Protection
Covers legal expenses if you're responsible for injury to others or damage to their property.
Mechanical Breakdown
Optional coverage for engine and mechanical failures that aren't covered by warranty.
On-Water Towing
Emergency towing and assistance when you're stranded on the water.
Hurricane Haul-Out
Coverage for the cost of hauling your boat out of the water before a named storm.
Why Choose D&E for Boat Insurance?
As Florida boating enthusiasts ourselves, we understand the unique insurance needs of watercraft owners.
Marine Expertise
Our agents understand the unique risks and coverage needs of Florida boaters.
Top Marine Insurers
We work with leading marine insurance companies to find you the best coverage and rates.
Personalized Service
We take time to understand your boating habits and customize coverage accordingly.
Competitive Rates
Compare multiple carriers to ensure you're getting the best value for your boat insurance.
Watercraft We Cover
From personal watercraft to luxury yachts, we provide comprehensive insurance coverage for all types of vessels.