Your Space, Your Stuff, Your Protection
You may not own the building, but your personal belongings are what make your rental a home. From your laptop to your couch, your valuables are worth protecting. D&E Insurance Group offers comprehensive renters policies that safeguard your property against theft, fire, and other unexpected events, giving you security where you live.
Comprehensive Coverage for Modern Renters
Understanding the different parts of your renters insurance policy is key to making sure you have the right protection. Here are the core coverages explained.
Personal Property Protection
Covers the cost to repair or replace your belongings, including furniture, electronics, and clothing, if they are stolen or damaged.
Personal Liability & Medical Payments
Protects you financially if someone is accidentally injured in your apartment. It helps cover their medical expenses and your legal costs.
Additional Living Expenses
If a covered event (like a fire) makes your rental uninhabitable, this helps pay for temporary housing, meals, and other essential costs.
Is Renters Insurance Really Necessary?
Your landlord's insurance only covers the building itself, not your personal property inside. Without renters insurance, you would be responsible for replacing everything you own out-of-pocket. For a small monthly cost, you get thousands of dollars in protection and invaluable peace of mind.
The D&E Insurance Advantage
Getting the right renters insurance is about more than just a policy—it's about having a trusted partner. Here's why renters choose us:
Personalized Guidance
We don't believe in one-size-fits-all. Our experienced agents take the time to understand your needs to build a policy that's perfect for you, ensuring you're never over or under-insured.
Access to Top Carriers
As an independent agency, we partner with a wide range of the nation's most reputable insurance carriers. This allows us to compare quotes to find you the best possible rate and value.
Support When You Need It Most
From answering your questions to guiding you through the claims process, our team is here for you every step of the way. We provide dedicated support to make your experience simple and stress-free.