What Does Auto Insurance Cover?
Understanding the different parts of your auto insurance policy is key to making sure you have the right protection. Here are the core coverages explained.
Liability Coverage
Covers bodily injury and property damage you may cause to others in an accident. This coverage is essential and required in most states.
Collision Coverage
Covers damage to your own vehicle resulting from a collision with another car or an object, regardless of who is at fault.
Comprehensive Coverage
Covers damage to your car from non-collision events you can't control, like theft, vandalism, fire, hail, or hitting an animal.
Uninsured/Underinsured Motorist
Protects you if you're in an accident with a driver who has no insurance or not enough insurance to cover your medical expenses and damages.
Medical Payments Coverage
Helps pay for medical or funeral expenses for you and your passengers after an accident, regardless of who is at fault.
Personal Injury Protection (PIP)
Similar to Medical Payments, but can also cover other expenses like lost wages resulting from an accident-related injury.
The D&E Insurance Advantage
Getting the right auto insurance is about more than just a policy—it's about having a trusted partner. Here's why drivers choose us:
Personalized Guidance
We don't believe in one-size-fits-all. Our experienced agents take the time to understand your needs to build a policy that's perfect for you, ensuring you're never over or under-insured.
Access to Top Carriers
As an independent agency, we partner with a wide range of the nation's most reputable insurance carriers. This allows us to compare quotes to find you the best possible rate and value.
Support When You Need It Most
From answering your questions to guiding you through the claims process, our team is here for you every step of the way. We provide dedicated support to make your experience simple and stress-free.