What Does Home Insurance Cover?
A comprehensive home insurance policy protects you from a variety of risks. Here are the key components of coverage.
Dwelling Coverage
Protects the structure of your home, including walls, roof, and foundation, from damage.
Personal Property
Covers your personal belongings like furniture, electronics, and clothing if they are stolen or damaged.
Liability Protection
Covers legal expenses if someone is injured on your property and you are found responsible.
Additional Living Expenses
Pays for temporary housing and living costs if your home is uninhabitable due to a covered loss.
Flood Insurance
A separate, vital policy that protects your home and belongings from damage caused by flooding.
Hurricane Coverage
Specifically covers damage caused by hurricanes, including wind and wind-driven rain.
The D&E Insurance Advantage
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