What is Motorcycle Insurance?
Motorcycle insurance is a specific policy designed to protect you, your bike, and your passengers from the unique risks you face on the road. Similar to auto insurance, it provides crucial financial protection in case of an accident, theft, or other damage. In most states, carrying motorcycle insurance is not just a good idea—it's the law.
Coverage Options for Florida Riders
We offer tailored motorcycle insurance policies to meet the unique needs of Florida riders, from cruisers to sport bikes.
Liability Coverage
Protects you if you're responsible for damages to others in an accident. Includes bodily injury and property damage liability.
Collision Coverage
Pays for repairs to your motorcycle if you're involved in a crash, regardless of who's at fault.
Comprehensive Coverage
Covers non-collision incidents like theft, vandalism, fire, weather damage, and hitting an animal.
Uninsured/Underinsured Motorist
Protects you if you're hit by a driver with insufficient or no insurance coverage.
Medical Payments
Covers medical expenses for you and your passengers regardless of who caused the accident.
Custom Parts & Equipment
Coverage for aftermarket modifications, custom paint, and accessories you've added to your motorcycle.
Coverage for All Motorcycle Types
Whether you ride a cruiser, sport bike, touring motorcycle, or custom chopper, we have insurance solutions for every bike on Florida's roads.
Cruisers
Sport Bikes
Touring Bikes
Standard Bikes
Dual Sport
Dirt Bikes
Scooters
Custom Choppers
Classic Motorcycles
Trikes
Mopeds
Electric Motorcycles
Motorcycle Insurance Discounts
We offer various ways for Florida riders to save on their motorcycle insurance premiums.
Safety Discounts
Loyalty Discounts
Organization Discounts
The D&E Advantage
We're riders too, and we understand what's important. Here's why bikers choose us for their insurance needs:
Rider-Focused Expertise
Our agents understand the specifics of motorcycle insurance. We know the difference between a cruiser and a sport bike and can help you find a policy that matches your ride and riding style.
Access to the Best Carriers
As an independent agency, we work with multiple top-rated insurance companies that specialize in motorcycle coverage. This allows us to shop for the best rates and coverage options for you.
Claims Support You Can Count On
If the unexpected happens, we're here to help you get back on the road. We offer dedicated support throughout the claims process to make it as smooth and efficient as possible.